Surety Bond Questions

Usually the first time anyone has even heard of a surety bond is when they are asked to provide one. As part of licensing a business or a construction project, a bond may be required. In its most simplistic of explanations, a surety bond is somewhat like a professional co-signer. The surety company basically promises the agency requiring the bond that you will follow the rules. Read more about the basics of surety bonds or See our “What is a Surety Bond” Video.

You may need one if:
Licensing: Your state/city requires a bond (e.g. contractor license bonds, auto dealer bonds).
Court proceedings: Fiduciary, appeal, or probate bonds.
Business contracts: Construction bids, performance bonds, or supply agreements.
See the Full List of Bond Types

Most bonds cost 1-3% of the total bond amount, based on:
Your credit score (on some bonds).
Bond type & risk level (Some Court bonds are higher risk than most license bonds).
Financial strength (Some bonds require financial reviews).

Usually, yes. We specialize in high-risk bonds and work with multiple carriers to secure approvals, even if:
You have low credit scores.
You’ve had bankruptcies or liens.
You’ve been denied elsewhere.
See our “How does the Surety Bond Process Work” Video

Yes! We’re licensed in all 50 states and handle:
State-specific license bonds (e.g., California contractor bonds, Texas auto dealer bonds).
Federal bonds (e.g., H-2A Farm Labor Bonds, U.S. Customs Bonds).
Multi-state contractor bonds.
See Our State-Specific Bond Guide

Submit details on our online application (bond type, amount, basic info).
Get a quote.
Pay & receive your bond
Start Your Application Now

Faster approvals (No distractions from other insurance products).
Specialized expertise (Hard-to-place bonds are our specialty).
Better rates (We shop over a dozen surety bond carriers for you).