Get Started With A Free, No-Obligation Quote

Surety1 can get you bonded regardless of your credit history. We specialize in getting our customers approved regardless of their personal credit score, so, if you have less than perfect credit we can help. We represent several markets that specialize in bad credit surety bonds.

Surety1 works with some top sureties in the country to develop a variety of bad credit bond programs. With our easy to use online application, we are confident in our ability get you bonded quickly. Our agents will shop  several markets to get you the lowest possible quote, which will save you money. Credit inquiries are “soft” inquiries so they will not affect your credit score.

bad credit surety bonds

When won’t I be approved?

A common issue that prevents us from getting a quote for you is when there is outstanding child support.

Generally, you will pay more for bad credit surety bonds, but there are exceptions. In each state there are many “instant issue” surety bonds. These bonds are issued without credit even being pulled.

Not all surety bonds are impacted by bad credit. Several bonds, like Oregon Contractor’s License Bonds of $20k or less, can be approved and quoted at 1.2% or less regardless of credit. All applicants of Surety1 can get a free, no obligation quote.

What if my credit improves?

If your credit improves Surety1 will re-market your bond at renewal. There are lots of tools available for free to improve a credit score. Websites like can offer tools to help you get your credit history back on track. Once we can get your bond out of the program for bad credit surety bonds we will do so.

What is considered “bad credit”?

In very general terms, a credit score of under 650 is considered challenged. Keep in mind, however, that there are three major credit agencies and each has many models to choose from. Even if you have a good credit score, other factors can push you into the program for bad credit surety bonds. For instance, a bankruptcy within the last 7 years, an unpaid judgement, even if small, or an open tax lien can all impact your ability to obtain a surety bond at the lowest possible rate.

How do I get bad credit surety bonds?

We’re here to help you figure out what you can get. We’ve worked with many customers to get them bonded, even with bad credit. Keep in mind that there are some instances in which you won’t be able to get a bond, but we can help you through the process to find out what’s possible for your specific situation.

1. Get Started With A Free, No-Obligation Quote.
2. One of our surety experts will call and email you with the firm quote and an agreement to sign.
3. Provide payment and your signed agreement, then we’ll mail out your bond!

Or call (877) 654-2327 to speak to a bond expert today.

Bad Credit Surety Bonds