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A West Virginia Collection Agency Bond is a type of surety bond and is just one requirement to obtain a collection agency license in the state. No person, firm, corporation or association may act as a collection agency in West Virginia without having first applied for and obtained a business franchise registration certificate. this registration certificate is the collection agency license.  West Virginia defines a collection agency as all persons, firms, corporations and associations that :

  1. Directly or indirectly engaged in the business of soliciting from or collecting for others any account, bill or indebtedness originally due or asserted to be owed or due another and all persons, firms, corporationsWest Virginia Collection Agency bond and associations directly or indirectly engaged in asserting, enforcing or prosecuting those claims;
  2. Which, in attempting to collect or in collecting his or her or its own accounts or claims uses a fictitious name or names other than his or her or its own name;
  3. Which attempts to or does give away or sell to others any system or series of letters or forms for use in the collection of accounts or claims which assert or indicate directly or indirectly that the claims or accounts are being asserted or collected by any person, firm, corporation or association other than the creditor or owner of the claim or account; or
  4. Directly or indirectly engaged in the business of soliciting, or who holds himself or herself out as engaged in the business of soliciting, debts of any kind owed or due, or asserted to be owed or due, to any solicited person, firm, corporation or association for fee, commission or other compensation

Out of state collection agencies are required to have a registration and there is no reciprocal license agreement.


Surety Bond

  • Required by: Internal Auditing Division of West Virginia State Tax Division
  • Bond Amount: $5,000
  • Valid: Renewable – 2 years

This bond guarantees that the principle will abide by all West Virginia state laws outlined in Chapter 47 Article 16 of the Code of West Virginia. The applicant should verify the bond amount with the obligee before applying for the bond to ensure the bond amount is correct.

West Virginia Collection Agency Registration Guide

Surety1 is not directly involved with the licensing process, but we’ve compiled this information which may helpful for you.

State licensing fees and requirements:

  • West Virginia Collection Agency Bond
  • License application
  • Supporting documents for application (listed on official page)
  • Business registration certificate
  • Business tax certificate

All licensing fees are required by the obligee, not the surety company.  For additional information on licensing online visit  the West Virginia State Tax Department or contact:

West Virginia State Tax Department
Internal Auditing Division
Post Office Box 2666
Charleston, West Virginia 25330
Telephone Number: (304) 558-8500

How to obtain a West Virginia Collection Agency Bond

At we make it easy to obtain this surety bond. Our simple, three step process is:

  1. Complete the easy to navigate and secure online application. 1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the West Virginia Collection Agency Bond will be shipped to the bond principal (licensee).
1 – The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003. For a list of states that require collection agency bonds, visit our collection agency guide page.

How to Get Your West Virginia Collection Agency Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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