The Texas Third Party Debt Collection Bond is a type of surety bond and is a requirement of the Texas Secretary of State.  While debt collectors are not required to register with the secretary ofTexas Third Party Debt Collection Bond state,  they are are required to file a $10,000 surety bond with the secretary of state before engaging in debt collection.  Any person may make a claim on the surety bond if that person believes the collection agency violated Texas Finance Code Chapter 392.  Engaging in debt collection without filing a bond with the secretary of state is a violation of Chapter 392 and may also be a criminal offense.

The secretary of state is a filing officer for third-party debt collector bonds and does not have authority to regulate the business practices of third-party debt collectors or credit bureaus. The secretary of state cannot resolve disputes about services or investigate business practices of a third-party debt collector or credit bureau. This is an important fact because it means any individual can make a claim on the surety bond. The State does not verify the legitimacy of the claim. The surety bond is in place to protect the consumer, not the collection agency. The surety will expect the collection agency to hold it harmless in the event of a bond claim.

How to obtain a Texas Third Party Debt Collection Bond

At we make it easy to obtain this bond. Our simple, 3 step process is:

  1. Complete the easy to navigate and secure online application. (Single application for all states)
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Texas Third Part Debt Collection Bond will be shipped to the bond principal (applicant) for an original signature. Once signed, the bond must be filed with the Texas secretary of state. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003  and maintains an A+ rating from the Better Business Bureau.

Texas Third Part Debt Collection Bond



How to Get Your Texas Third Party Debt Collection Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

0 Happy Customers
Since 2003