877-654-2327 All New Surety Bonds

877-930-8127 - Renewals Department
Surety1 was Founded in 2003.  Low-Cost Bond Provider.  Over 150,000 Happy Customers and Counting!   Apply For Your Bond >

North Carolina Mortgage Lender/Servicer Bond

Bond Requirements and Online Application

Click here to apply for your bond

The North Carolina Mortgage Lender/Servicer Bond is required by the North Carolina Commissioner of Banks. The bond is required to be in the amount of $150,000. The bond states that the bondholder and it’s officers, employees and agents should operate under Article 19A of Chapter 53 of the North Carolina General Statutes, the Mortgage Lending Act (“MLA”). Due to the amount of the bond, a surety will request business and personal financials in order to obtain the best quote for your bond. In order to find out the cost of the surety bond, all we need is the completed application. 

License Requirements

The application for the license should be submitted through the NMLS website. The following documents must be prepared too.


  • Evidence of warehouse line of credit
  • Resume of the qualifying individual
  • Credit report
  • FBI Criminal Background checkNorth Carolina Mortgage Lender/Servicer
  • Financial Statements
  • Business plan
  • Secretary of State Documentation
  • Formation document
  • Organizational chart
  • Ownership chart
  • Marketing agreements
  • Books and records
  • Lease agreements
  • Payment for all the fees
  • Copy of Bank secrecy act

How do I obtain a North Carolina Mortgage Lender/Servicer Bond?

Complete our easy to navigate online application. Within one business day,  one of our licensed agents will contact you with a no-obligation quote for your bond (the “premium”). Once any necessary paperwork is signed and the premium payment is processed, your surety bond will be shipped to you via USPS Priority Mail (overnight shipping options also available).

The surety bond experts at Surety1 are here to help you get bonded quickly and reliably. We work with over a dozen “A” rated surety markets to ensure we find you the lowest rate for your bond. We are also licensed in all 50 states and maintain an A+ rating by the Better Business Bureau.






How to Get Your North Carolina Mortgage Lender/Servicer Bond

1. Complete an online application. It's free and no-obligation. 2. One of our surety experts will contact you with a firm quote and an agreement to sign. 3. Provide payment and your signed agreement, and then you will receive your North Carolina Mortgage Lender/Servicer Bond!   If you have any questions, please call us at 877-654-2327.
1. Apply Online Using our Free & Secure Application 2. Get Your Free Quote Applications are No-Obligation 3. Get Your Bond Most Bonds are Approved in 1-2 Business Days