The Hawaii Collection Agency Bond is a type of surety bond that is required to obtain a collection agency registration (license) in the state of Hawaii. The bond is required by the Hawaii  Department of Commerce and Consumer Affairs.  Per Statute 443B,

“No collection agency shall collect or attempt to collect any money or any other forms of indebtedness alleged to be due and owing from any person who resides or does business in this State without first registering under this chapter.”

The surety bond protects the public legally and financially if the collector breaks the law when dealing with the public. If the principle acts against the bond, the state has the legally ability to cancel the bond and revoke the business license.

Typically, the bond amount is determined by factors such as the number of agency employees, how much revenue is expected, and the population the agency will be serving, among others. The bond premium (the cost to you) is only a small fraction of the bond amount. Surety1 works to get you the lowest possible premium for your bond.

Collection Agency Surety Bonds

Surety Bond

  • Required by: Hawaii Department of Commerce and Consumer Affairs
  • Minimum Bond Amount: $25,000 + $15,000 each branch
  • Maximum Bond Amount: Varies
  • Valid: Renewable

This bond guarantees that the principle will abide by all Hawaii state laws and regulations outlined in the Hawaii Revised Statutes Chapter 443-B. The applicant should verify the bond amount with the obligee before applying for the bond to ensure the bond amount is correct. The license and bond have a common renewal date of June 30, each year.

Hawaii Collection Agency Licensing Fees and Requirements

Surety1 is not directly involved with the licensing process, but we’ve compiled this information which may helpful for you.

State licensing fees and requirements:

  • Hawaii Collection Agency Bond
  • License application
  • Supporting documents for application (listed on official page)
  • $309 licensing fee
  • Social security number

All licensing fees are required by the obligee, not the surety company. Out of state collection agencies may apply to be exempt from this registration. To be designated as an exempt out-of-state collection agency, a collection agency must:

  1. Not have any employees or agents located in the State who engage in the collection of debts for another person;
  2. Not have any business location or office in the State that engages in collection agency activities;
  3. Hold a current, unrestricted, and unconditional license, permit, or registration as a collection agency in the reciprocal state identified in its application;
  4. Limit its collection activity in the State to the collection of debts from residents of the State on behalf of out-of-state clients through interstate communication by telephone, mail, facsimile, or electronic mail; and
  5. Not collect debts on behalf of creditors who have a business presence in the State.

For more licensing information, visit: Hawaii’s government website.

How to obtain a Hawaii Collection Agency Bond

At we make it easy to apply for this surety bond. Our simple, 3 step process is:

  1. Complete the easy to navigate and secure online application1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Hawaii Collection Agency Bond will be shipped tot he applicant for the required original signature before it is submitted turned to the DCCA.
(1) The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003.

Visit our State by State Guide to Collection Agency Surety Bonds

How to Get Your Hawaii Collection Agency Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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