The Florida Commercial Collection Agency Bond is a type of surety bond required by the Florida Office of Financial Regulation. A person or entity that acts as a commercial collection agency must be registered if providing collection services.  The registration authorizes the holder to collect or solicit collection for commercial claims, asserted to be owed or due to another person, includingFlorida Commercial Collection Agency Bond third party collectors (assignee) of debts made by commercial business. There is no surety bond requirement for consumer collection agencies in Florida. Only commercial collection agencies need to provide the bond.

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The surety bond amount is $50,000. The cost of the bond will be a small percentage of this amount, usually 1% to 3% of the bond amount. The bond guarantees compliance with the state statutes and laws regarding commercial collection practices. The Florida Commercial Collection Agency Bond is not in place to protect the collection agency. If a claim is made on the bond, the surety will expect the collection agency to hold it harmless, including managing the claim and reimbursing the surety for any claims or loss expense it may incur.

Initial registrations issued on or after January 1, will be effective through December 31 of that year. Example: A registration issued June 15 would remain effective only through December 31 of the year in which the registration was issued. Registration not renewed by December 31 will expire. REGISTRATION/ RENEWAL FEE: $500 (Payable to the state). will prorate the bond premium for periods of less than 1 year.

“The principal shall file a copy of the original surety bond with the State of Florida, Office of Financial Regulation, 200 E. Gaines Street, Tallahassee, FL 32399-0376, or its successors, upon applying for registration and upon applying for renewal of such registration.”

How to Obtain a  Florida Commercial Collection Agency Bond

At, we make it easy to obtain this surety bond. Our simple, 3 step process is:

  1. Complete the easy to navigate and secure online application (one application for all states).
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium.

Once these steps have been completed, the Florida Commercial Collection Agency Bond will be shipped to the bond principal (Applicant).
1-The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003.

For a list of states that require collection agency bonds, visit our collection agency guide page.

How to Get Your Florida Commercial Collection Agency Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
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2. Get Your Free Quote
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3. Get Your Bond
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Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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