Date Published: October 22, 2019

Need a Title for my Vehicle

You just bought a car and the seller did not provide you with a title to the vehicle. What can you do? Who can you turn to for help? Depending on what state you live in you may be able to get a title by first obtaining a surety bond.

The DMV in your state may call the title they provide a Title to Vehicle, Bonded Title, Certificate of Title, Bonded Title Vehicle or a Bonded Certificate of Title. The key thing to remember is that the Motor Vehicle Department issues the Title.

The Surety Company provides the bond. The DMV in your state may call the bond form a Vehicle Title Surety Bond, Motor Vehicle Surety Bond, Motor Vehicle Ownership Surety Bond, Title Surety Bond, Motor Vehicle Certificate of Title Bond, Title Bond or Indemnity Bond.Need a Title for my Vehicle

It’s always important to first contact your local motor vehicle department in the state you want to title your vehicle. Find out what their requirements are for issuing you a title. If a surety bond is one thing they are requiring from you, you can obtain one at Surety1.

The bond protects the Department from being held liable if the individual tying to register the vehicle were doing so without proper ownership. The bond can be active between 3-4 years, depending on the state. If, at any time, during that period, a valid claim is put on your bond, the Surety Company that underwrites the bond will pay the claim. However, you as the principal on the bond, will be required to pay them back. Up to the bond amount.

The bond amount is determined by the motor vehicle department. Your state may require the value of the vehicle, one and a half times the value or twice the value of the vehicle. Some states will give you the amount while others allow you to use the value determined from Kelly Blue Book or NADA. It’s important that you know what your state requires. What you put on the application for your surety bond is what goes on the bond form!

The cost of the surety bond is a small percentage of the bond amount. Typically, 1-2%, or around $150 for any bond amount less than $10,000. For a free, no-obligation quote click on the following link

Not all states require a Surety Bond. Not all states will issue a title without proper proof of ownership. Do your homework. Check with your state’s motor vehicle department before buying a car without a title. And, when you do require a Surety Bond, trust Surety1 to write it.

Licensed in all 50 states. A+ rated by Better Business Bureau since 2003.

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1. Apply Online
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2. Get Your Free Quote
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3. Get Your Bond
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Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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Most bonds are fully processed within 1-2 business days. In some cases, you'll hear back from Surety1 within hours!