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Happy Birthday Surety1!

Ten years ago today Surety1 issued its first bonds.  It has certainly been quite a wild ride.  I started Surety Solutions Insurance Services (Surety1) ten years ago in my living room.  We had appointments with two surety companies, a desk and a two line phone. After a 15 year career with 3 separate surety companies that all either went out of business or left the surety field, it was time to try something else.  I wanted to do something that I had some control over the outcome; something that if it succeeded or failed was pretty much up to me. That something was Surety1. Those early years were a challenging and looking back on it now, pretty fun.  I can remember having my kids help me analyze job schedules for contractors, and the dog barking in the back ground when I was on the phone.

Fast forward 10 years, we have appointments with more than 20 surety companies, Surety1 occupies a 4,000 square foot office and has a team of eleven surety professionals.  It was half way thorough our third year in business before we had 1,000 transactions. Now, we have between 900 and 1000 transactions every month.

When we started, we wrote mostly performance and payment bonds for construction contractors on a wholesale basis.  (Wholesale means we acted as a broker for other agencies versus selling directly to the public.)  Now, 70% of bonds we write are license and permit bonds, or miscellaneous surety bonds. Close to 80% of the bonds written by Surety1 are on a retail basis.

It’s been a fun ride so far and I look forward to blogging about the 20th birthday of Surety1.

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