Click Here to Apply Now 

The West Virginia Credit Services Organization Bond is required by the West Virginia Secretary of State.

According to the West Virginia Consumer Credit and Protection Act, Section 46A-6C of the West Virginia Code, a Credit Services Organization is a person who provides any of the following services in exchange for payment:

• Improving a buyer’s credit record, history, or rating
• Obtaining an extensions of credit for a buyer
• Providing advice or assistance to a buyer with regard to the above items

In order to receive payment before full completion of services, a Credit Services Organization must file a Surety Bond with the West Virginia Secretary of State. The bond ensures the Organization’s full compliance with the West Virginia Consumer Credit and Protection Act. Furthermore, the bond provides compensation for damages resulting from violation of said Act.

The required amount for the West Virginia Credit Services Organization Bond is $15,000.

The bond is continuous in nature and must be in effect two years after the date of business cessation.

CLICK HERE for more information from the West Virginia Secretary of State

Where can I get a the bond?

It does not take long to process a West Virginia Credit Services Organization Bond. We offer an easy to use online application that can be completed in a matter of minutes. After applying, within one business day you will be contacted by one of our licensed agents with a firm quote. You just need to complete some paperwork, make payment and your surety bond will be mailed to you via USPS priority mail. Overnight delivery is also available.

Surety1.com is a service of AssuredPartners, one of the nation’s largest and fastest growing insurance agencies. Surety1 is licensed in all 50 states and is rated A+ by the Better Business Bureau. Surety1 has been writing surety bonds in West Virginia since 2003.