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The Texas Residential Mortgage Loan Servicer Bond is required by the Texas Department of Savings and Mortgage Lending for residential mortgage loan originators. This is any person or entity who receives scheduled payments from a borrower under the terms of a residential mortgage loan, including amounts of escrow accounts; and makes the payments of principal and interest to the owner of the loan or other third party and makes any other payments with respect to the amounts received from the borrower as may be required under the terms of the servicing loan document or servicing contract.
The Commissioner of the Department of Savings and Mortgage Lending requires that bond be in the amount of either $25,000 for servicing volumes of <$25,000,000 or $50,000 for servicing volumes of >$25,000,000. The Texas Residential Mortgage Loan Originator Bond states that the bond principal must follow all rules and regulations under the Residential Mortgage Loan Servicers Act. This bond must be written for, in favor of, and payable to the State of Texas and the people of the State of Texas.
How do I obtain a Texas Residential Mortgage Loan Originator Bond?
Complete our easy to navigate online application. Within one business day, one of our licensed agents will contact you with a no-obligation quote for your bond (the “premium”). Once any necessary paperwork is signed and the premium payment is processed, your surety bond will be shipped to you via USPS Priority Mail (overnight shipping options also available).
The surety bond experts at Surety1 are here to help you get bonded quickly and reliably. We work with over a dozen “A” rated surety markets to ensure we find you the lowest rate for your bond. We are also licensed in all 50 states and maintain an A+ rating by the Better Business Bureau.
How to Get Your Texas Residential Mortgage Loan Servicer Bond
- Complete an online application. It’s free and no-obligation.
- One of our surety experts will contact you with a firm quote and an agreement to sign.
- Provide payment and your signed agreement, and then you will receive your Surety Bond!
If you have any questions, please call us at 877-654-2327.

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.