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The Texas Consumer Debt Management Bond is required by the Office of Consumer Credit Commissioner for all who offer a service in which a provider obtains or seeks to obtain a concession from one or more creditors on behalf of a consumer. The Texas Consumer Debt Management Bond states that the bond holder will fully comply at all times with all obligations in accordance with the Texas Finance Code or any regulations, rules, and orders that pertain to it. The Office of Consumer Credit Commissioner requires this surety bond to protect of the state and people of the state. It covers any damages and penalties to consumers directly harmed as a result of the consumer debt management’s actions.
The amount must equal to the average daily balance of the provider’s trust account serving Texas consumers over the six-month period preceding the issuance of the bond. For initial application, the amount cannot be less than $25,000 or more than $100,000. For those who does not receive and hold money paid or on behalf of a consumer for disbursement to the creditors, the amount of the bond is $50,000.
Additional Requirements 
- Completed application form
- Completed application questionnaire
- Provide a list of all locations
- Disclosure of Owners and Principal Parties
- Statutory Agent Disclosure
How do I obtain Texas Consumer Debt Management Bond?
Complete our easy to navigate online application. Within one business day, one of our licensed agents will contact you with a no-obligation quote for your bond (the “premium”). Once any necessary paperwork is signed and the premium payment is processed, your surety bond will be shipped to you via USPS Priority Mail (overnight shipping options also available).
The surety bond experts at Surety1.com are here to help you get bonded quickly and reliably. We work with over a dozen “A” rated surety markets to ensure we find you the lowest rate for your bond. We are also licensed in all 50 states and maintain an A+ rating by the Better Business Bureau.
How to Get Your Texas Consumer Debt Management Bond
- Complete an online application. It’s free and no-obligation.
- One of our surety experts will contact you with a firm quote and an agreement to sign.
- Provide payment and your signed agreement, and then you will receive your Surety Bond!
If you have any questions, please call us at 877-654-2327.

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.