The Tennessee Title Pledge Lender Bond is a type of surety bond. The surety bond is a licensing requirement to obtain a license as a title lender. While the license is required by the Tennessee Department of Financial Institutions, the license administration and application is done by the Nationwide Mortgage Licensing System (NMLS).  The state defines a Title Pledge Lender as:

“Any person engaged in the business of making title pledge agreements or property pledge agreements with pledgers.”

License applicants must submit to an FBI background check as well as a credit report. Furthermore, the applicant must submit Credit Report Explanations:

Submit a line by line, detailed letter of explanation of all derogatory credit accounts along with proof of payoffs, payment arrangements and evidence of payments made, or evidence ofTennessee Title Pledge Lender Bond any formal dispute filed (documents must be dated). Accounts to address include, but are not limited to: collections items, charge offs, accounts currently past due, accounts with serious delinquencies in the last 3 years, repossessions, loan modifications, etc. Note: Items regarding bankruptcy, foreclosure actions, outstanding judgments or liens, or delinquent child support payments.

This, and all information is submitted via the NMLS. A complete checklist of the license requirements can be found here.  Obtaining the Tennessee Title Pledge Lender Bond from will be the simple part of the process.  The surety bond amount is $25,000 for each location ip to a maximum bond amount of $200,000.

How to get a Tennessee Title Pledge Lender Bond

At we make it easy to obtain this surety bond. Our simple 3 step process is:

  1. Complete our easy to navigate and secure online application.1
  2. Review the free, no obligation quote from one of Surety1’s surety bond professional agents, usually within 1 business day.
  3. Sign some paperwork and pay the bond premium.

Once these steps have been completed, the Tennessee Title Pledge Lender Bond will be filed electronically by with the NMLS.
1 – The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003. We also maintain an A+ rating from the Better Business Bureau.


How to Get Your Tennessee Title Pledge Lender Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

0 Happy Customers
Since 2003