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A Pennsylvania Public Adjuster Bond is a type of surety bond required by the Pennsylvania Insurance Department (PID) for all public adjusters who operate in the state. A public adjuster is an individual or business that is hired by a policyholder to negotiate the settlement of an insurance claim. The bond ensures that the public adjuster will comply with all of the Pennsylvania Public Adjuster Licensing Act (Act 72), including:

  • Providing accurate and truthful information to policyholders about their insurance claims
  • Negotiating insurance claims in a fair and ethical manner
  • Not misrepresenting themselves or their qualifications
  • Not committing any fraud or other illegal activities

The bond amount is typically $50,000, but it may be higher depending on the public adjuster’s history of violations. The cost of the bond is usually between 1% and 3% of the bond amount. Surety1 will shop its many markets to procure the right price at the right terms.

How to get a Pennsylvania Public Adjuster Bond

Pennsylvania Public Adjuster Bond

At we make it easy to obtain this surety bond. Our simple, three step process is:

  1. Complete the easy to navigate and secure online application1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Pennsylvania Public Adjuster Bond will be shipped to the bond applicant.
1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003.

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How to Get a Pennsylvania Public Adjuster License

  1. Complete a pre-licensing education course. There are several companies that offer pre-licensing education courses for public adjusters in Pennsylvania. The course must cover the following topics:
    • Pennsylvania insurance law
    • Public adjuster duties and responsibilities
    • Insurance policy language
    • Estimating property damage
    • Negotiating with insurance companies
  2. Pass the Pennsylvania Public Adjuster Examination. The exam is 60 minutes long and consists of 60 multiple-choice questions. The exam is administered by PSI Exams. The exam fee is $43.
  3. Submit an application to the Pennsylvania Insurance Department. The application can be submitted online through Sircon or the National Insurance Producer Registry (NIPR).
  4. Pay an application fee. The application fee is $50.
  5. Meet with a representative of the Pennsylvania Insurance Department for an interview. The interview will be conducted to assess your knowledge of insurance law and your ability to perform the duties of a public adjuster.
  6. Provide a Pennsylvania Public Adjuster Bond

Once you have met all of the requirements, you will be issued a Pennsylvania Public Adjuster License. The license is valid for two years and must be renewed every two years.

Additional Information:

For more information on how to obtain a Pennsylvania Public Adjuster License, please visit the Pennsylvania Insurance Department website at
You can also contact the Pennsylvania Insurance Department at 1-800-422-4453.






How to Get Your Pennsylvania Public Adjuster Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

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Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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