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A Pennsylvania health club bond is required if you operate a health club in the state and offer contracts that last for more than three months. The Pennsylvania Bureau of Consumer Protection is responsible for enforcing the Health Club Act. The Bureau requires all health clubs to register with them and to submit proof that they have a valid bond. According to the Pennsylvania Health Club Act, a health club is any facility that provides fitness and exercise services to members for a fee. This includes gyms, fitness studios, yoga studios, Pilates studios, martial arts studios, and other similar facilities.

The bond amount required depends on the length of the membership contracts you offer:

• $50,000 for contracts less than 12 months
• $100,000 for contracts between 12 and 24 months
• $200,000 for contracts longer than 24 months

The bond protects consumers in case the health club closes prematurely or breaches the terms of its contracts. For example, if the health club goes out of business, members can file a claim against the bond to get a refund for their unused membership fees.

How to get a Pennsylvania Health Club Bond

At Surety1.com we make it easy to obtain this surety bond. Our simple, three step process is:

1. Complete the easy to navigate and secure online application. ¹
2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day. ²
3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Pennsylvania health club bond will be shipped to the bond applicant.
^{1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license.
2- Subject to underwriter approval, based on aggregate surety bond exposure, additional underwriting information may be required}

The cost of the bond is usually between 1% and 3% of the bond amount. Surety1 will shop its many markets to procure the right price at the right terms.

Surety1.com is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, Surety1.com is the premier online provider of surety bonds nationwide since 2003.

How to register with the Pennsylvania Bureau of Consumer Protection

To register a health club with the Pennsylvania Bureau of Consumer Protection, you must submit the following:

• A completed Health Club Registration Form
• A copy of your business license or other proof of business registration
• A copy of your health club bond or proof of exemption from the bonding requirement
• A copy of your health club contracts
• A fee of $250

You can submit your registration materials online, by mail, or in person. To register online, visit the Pennsylvania Bureau of Consumer Protection website and click on the “Health Club Registration” link. You will be able to create an account and submit your registration materials electronically.

To register by mail, send your registration materials to the following address:

Pennsylvania Bureau of Consumer Protection
Strawberry Square
Harrisburg, PA 17120

To register in person, visit the Pennsylvania Bureau of Consumer Protection office during regular business hours. The office is located at:

Strawberry Square
Harrisburg, PA 17120

Once you have submitted your registration materials, the Pennsylvania Bureau of Consumer Protection will review your application and issue you a registration number. You must display your registration number prominently at your health club.

Here are some additional requirements for registering a health club with the Pennsylvania Bureau of Consumer Protection:

• Your health club must be located in Pennsylvania.
• Your health club must offer at least one type of fitness or exercise service to members.
• Your health club must charge a fee for membership or for the use of its services.
• Your health club must have a physical location in Pennsylvania.
• Your health club must have a valid surety bond, unless you are exempt from the bonding requirement.
• Your health club contracts must comply with the Pennsylvania Health Club Act.

If you have any questions about the requirements for registering a health club with the Pennsylvania Bureau of Consumer Protection, you can contact the Bureau at 717-787-3391.

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