The Oregon Mortgage Lender Bond is a type of surety bond and is required by the Oregon Department of Insurance and Finance, Division of Finance and Corporate Securities. The license administration and application is processed through the Nationwide Mortgage Licensing System (NMLS) and the required surety bond is filed electronically with the NMLS. The Mortgage Lender License is required of:  

  • Companies that assist persons in obtaining an Oregon residential mortgage loan.
  • Companies who make Oregon residential mortgage loans.
  • Companies who offer to sell or sell residential real estate paper or accept funds for investment in real estate paper.

The amount of the required surety bond varies (scroll down). Minimum bond amount is $50,000 and the cost of the surety bond is usually between 1% and 3% of the bond amount. Surety1 will shop its many markets to procure the right price at the right terms.

How to Get an Oregon Mortgage Lender Bond

At we make it easy to obtain this surety bond. Our simple, 3 step process is as follows:

  1. Complete the easy to navigate and secure online application1Oregon Mortgage Lender Bond
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day. 2
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Oregon Mortgage Lender Bond will be filed electronically by Surety1 directly with the NMLS.
1- The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license.
2 – Subject to underwriter approval, based on aggregate surety bond exposure, additional underwriting information may be required. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003.

The Oregon Mortgage Lender Bond is just one of the requirements to obtain the license. The Oregon Mortgage Lender License requirements can be found here.  

How do I determine what amount the surety bond should be?

The exact amount depends on the volume of loans originated.

  • Less than $10 million =  $50,000
  • $10 million but less than $25 million =  $75,000
  • $25 million but less than $50 million =  $100,000
  • $50 million but less than $100 million =  $150,000
  • More than $100 million  = $200,000

Click Here  to Visit our State-by-State Guide to Mortgage industry Surety Bonds  

Oregon Mortgage Lender Bond



How to Get Your Oregon Mortgage Lender Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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