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Oregon Mortgage Lender Bond

Bond Requirements and Online Application

The Oregon Mortgage Lender Bond is required by the State of Oregon Department of Insurance and Finance, Division of Finance and Corporate Securities. The amount of the bond starts at $50,000. It states that the bondholder, or principal, and its agents and employees will comply with the provisions of the Oregon Securities Law. The bond protects the State and the people of Oregon.  

How do I determine what amount my Mortgage Lender Bond should be?

The exact amount depends on the volume of loans originated.

  • Less than $10 million =  $50,000
  • $10 million but less than $25 million =  $75,000
  • $25 million but less than $50 million =  $100,000
  • $50 million but less than $100 million =  $150,000
  • More than $100 million  = $200,000Oregon Mortgage Lender Bond

The Oregon Mortgage Lender bond is one of the licensing requirements.

Who needs to be licensed?

All companies that assist persons in obtaining an Oregon residential mortgage loan must have a Mortgage Lending License. In addition, companies who sell residential real estate paper or accept funds for investment in real estate paper must be licensed. 

Individuals should apply through the NMLS website. You will also see the complete list of requirements at the website.

How do I obtain an Oregon Mortgage Lender Bond?

For all your surety bond needs, don’t hesitate to contact us here at Surety1. We can offer you fast and reliable service for a very low price. We have been in the business of issuing surety bonds since 2003. We are even licensed not just in Oregon but for all other states as well.

To start with us, you simply need to complete our free online application form. After that, one of our surety agents will contact you with a no-obligation quote on the bond premium.  The next steps involve paying the said amount and signing all the necessary paperwork.

In the end, we will send your Oregon Mortgage Lender Bond through USPS Priority Mail. If you wish to get it sooner, just pay the additional fee and we will send it through overnight delivery.

We are one of the most trusted in the industry, even earning an A+ rating from the Better Business Bureau.




How to Get Your Oregon Mortgage Lender Bond

1. Complete an online application. It's free and no-obligation. 2. One of our surety experts will contact you with a firm quote and an agreement to sign. 3. Provide payment and your signed agreement, and then you will receive your Oregon Mortgage Lender Bond!   If you have any questions, please call us at 877-654-2327.
1. Apply Online Using our Free & Secure Application 2. Get Your Free Quote Applications are No-Obligation 3. Get Your Bond Most Bonds are Approved in 1-2 Business Days