Oregon Money Transmitter Bond – Get Bonded Fast
What is an Oregon Money Transmitter Bond?
An Oregon Money Transmitter Bond is a legally required type of surety bond that protects consumers when you transmit money or process payments. The Oregon Division of Financial Regulation (DFR) mandates this bond as part of the licensing process through the Nationwide Mortgage Licensing System (NMLS).
Who Needs This Bond in Oregon?
You must obtain this license and bond if your business:
- Transmits money domestically or internationally
- Sells money orders, prepaid cards, or traveler’s checks
- Provides electronic bill pay or check cashing services
- Operates cryptocurrency money transmission services
Surety Bond Amount
| Minimum Amount | Additional Locations | Maximum Bond |
| $25,000 | +$5,000 per branch | $150,000 cap |
Typical Cost: 1-5% of bond amount (Based on credit & financials)
How to get an Oregon Money Transmitter Bond
At Surety1.com we make it easy to obtain this surety bond. Our simple, three step process is:
- Complete the easy to navigate and secure online application. 1
- Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
- Sign some paperwork and pay the bond premium
Once these steps have been completed, the Oregon Money Transmitter Bond will be uploaded to the NMLS website.
1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license.
How to Get Your Oregon Money Transmitter License
- Complete NMLS Application
- Submit through NMLS Resource Center
- Pay $1,000 application fee of $100 per branch
- Obtain Your Surety Bond
- Applications are usually quoted in one day or less (Apply online in minutes)
- Bonds filed directly with NMLS by Surety1.com
- Submit Financial Documents
- $25,000 minimum net worth requirement
- Audited financial statements may be required
Visit Oregon’s Official License Checklist
Why Oregon Businesses Choose Us
✅ A+ Rated by BBB – Trusted since 2003
✅ Competitive Rates – We shop multiple markets
✅ Fastest Approvals – Most bonds approved in 1 day
Special Considerations for Crypto Businesses
Obtaining a Money Transmitter Bond for cryptocurrency services can be more challenging due to perceived regulatory risks. Many surety providers are cautious with crypto-related applications, requiring stronger financials, compliance documentation, or higher premiums, if we can get the bond at all.
Common Oregon Money Transmitter License Questions
Q. How long does Oregon license approval take?
A. Most applications are processed within 60-90 days after submitting complete documentation to DFR.
Q. What’s the difference between a surety bond and insurance?
A. Unlike insurance that protects you, a surety bond protects your customers if you violate money transmission laws.
Q. Can I use one bond for multiple states?
A. No – Each state requires separate bonds, but we can help you bundle applications for faster multi-state licensing.
➡️ Visit our State-by-State Guide to Money Transmitter Bonds
Get Your Oregon Money Transmitter Bond Today
📞 Call (877)654-2327 for immediate assistance
⏳ Or apply online in 5 minutes – No obligation quotes
How to Get Your Oregon Money Transmitter Bond
- Complete an online application. It’s free and no-obligation.
- One of our surety experts will contact you with a firm quote and an agreement to sign.
- Provide payment and your signed agreement, and then you will receive your Surety Bond!
If you have any questions, please call us at 877-654-2327.
Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.