Ohio Public Insurance Adjuster Bond

An Ohio Public Insurance Adjuster Bond is a type of surety bond required by the Ohio Department of Insurance for individuals who want to be licensed as public insurance adjusters in the state. The bond amount is $1,000 and the cost of the surety bond is usually the minimum premium and fees of $150.00. A multi year discount is available for this bond.

How to Get a Ohio Public Insurance Adjuster Bond

At Surety1.com we make it easy to obtain this surety bond. Our simple, three step process is:

1. Complete the easy to navigate and secure online application. ¹
2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Ohio Public Insurance Adjuster Bond will be shipped to the bond applicant.
^{1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license.} 

Surety1.com is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, Surety1.com is the premier online provider of surety bonds nationwide since 2003.

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How to get an Ohio Public Insurance Adjuster License Requirements

Becoming a licensed Public Insurance Adjuster in Ohio involves meeting several requirements and completing specific steps. Here’s a breakdown of the key aspects:

• Eligibility:
  • Must be at least 18 years old and a citizen or authorized alien of the United States.
  • Must have a high school diploma or equivalent.
  • Cannot have any felony convictions related to financial crimes, fraud, or misrepresentation.
  • Cannot be under indictment for a felony.
• Pre-licensing requirements:
  • Complete an approved 40-hour pre-licensing course: This course covers topics like insurance principles, claim adjusting procedures, ethics, and Ohio laws.
  • Pass the National Flood Insurance Program (NFIP) adjuster exam: This is a separate exam required for adjusting flood insurance claims.
• Licensing process:
  • Submit a completed license application to the Ohio Department of Insurance.
  • Pay the $200 non-refundable application fee.
  • Provide proof of good character and moral fitness.
  • Submit fingerprints for a criminal background check.
  • Pass the Ohio Public Insurance Adjuster Exam.
  • Purchase a $1,000 Ohio Public Insurance Adjuster Bond.
• Additional Notes:
  • Resident and Non-Resident adjusters have slightly different requirements, so ensure you understand the specific process based on your status.
  • Continuing education is required for license renewal every two years.
  • Consider joining a professional organization like the National Association of Public Adjusters (NAPIA) for additional resources and support.

Resources:

• Ohio Department of Insurance Public Adjuster page: https://insurance.ohio.gov/consumers/homeowner/using-public-adjuster 
• National Association of Public Adjusters (NAPIA): https://www.napia.com/

Remember, this is a general overview of the requirements. It’s recommended to consult with the Ohio Department of Insurance or a qualified professional for the latest information and guidance on the specific steps you need to take to become a licensed Public Insurance Adjuster in Ohio.