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The New York Health Club Bond is a type of surety bond required by the New York Department of State for all health clubs. A health club is defined as any person, firm, corporation, partnership, unincorporated association, or other business enterprise offering instruction, training or assistance or the facilities for the preservation, maintenance, encouragement or development of physical fitness or well being. The bond ensures that the bondholder will follow allNew York Health Club Bond rules and regulations of the provisions of Article 30 of the General Business Law.

How do I obtain a New York Health Club Bond?

At we make it easy to obtain this surety bond. Our simple, three step process is:

  1. Complete the easy to navigate and secure online application1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day. 2
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the New York Health Club Bond will be shipped to the bond applicant.
1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license.
2- Subject to underwriter approval, based on aggregate surety bond exposure, additional underwriting information may be required is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003.

What is the Bond Amount?

The amount of the New York Health Club Bond varies, please refer below for the amount you will need to submit.

  • $50,000 if the health club sells contracts for services for a term not greater than 12 months; or
  • $75,000 if the health club sells contracts for services for a term more than 12 months and up to 24 months; or
  • $150,000 if the health club sells contracts for services for a term more than 24 months and up to 36 months.

For health clubs with multiple franchises, there is an additional cost.

  • For three to four locations an additional $50,000,
  • For five to six locations an additional one $100,000,
  • For seven to nine locations an additional $150,000,
  • For 10 or more locations an additional $200,000.

What does the surety bond do?

A New York Health Club Bond is a three-party contract between the health club owner (principal), the New York State Division of Licensing Services (obligee), and a surety company. The bond protects members of the health club from financial losses if the club goes out of business or fails to comply with the New York State Health Club Services Act.

If a health club member files a claim against the bond, the surety company will investigate the claim. If the claim is valid, the surety company will pay the member up to the amount of the bond. The surety company will then seek reimbursement from the health club owner.

If the health club owner fails to reimburse the surety company, the surety company may file a lawsuit against the owner. The surety company may also take other steps to collect the debt, such as garnishing the owner’s wages or seizing the owner’s assets.







How to Get Your Health Club Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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