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The New Jersey Debt Adjustment Bond is a type of surety bond required by the Commissioner of Banking & Insurance in the amount of $50,000 for the principal office and $25,000 for each additional office. The bond states that the bondholder shall faithfully comply with and abide by the provisions of New Jersey Statutes Annotated 17:16G-1 et seq. and all rules and regulations promulgated pursuant thereto and will commit no wrongful act, default, omission, fraud or misrepresentation and perform all obligations and undertakings honestly, fairly, equitably, and efficiently when engaging in the Debt Adjustment business in this State by virtue of the provisions of N.J.S.A. 17:16G-1 et. seq.

How to get a New Jersey Debt Adjustment Bond

At we make it easy to obtain this surety bond. Our simple, three step process is:

  1. Complete the easy to navigate and secure online application. 1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the New Jersey Debt Adjustment Bond will be shipped to the bond applicant. The cost of the bond is usually between 1% and 3% of the bond amount, subject to a minimum premium and fees of $150 to$250. Surety1 will shop its many markets to procure the right price at the right terms.
1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003 and maintain an A+ rating by the Better Business Bureau.

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Who is required to have a New Jersey Debt Adjustment LicenseNew Jersey Debt Adjustment

If you are engaged in any of the following, you are required to have a Debt Adjustment License:

  • Acting or offering to act for consideration as an intermediary between a debtor and his creditors for the purposes of settling, compounding or otherwise altering the terms of payment of debts of the debtor;
  • Receiving money or other property from the debtor, on behalf of the debtor, for payment to, or distribution among, the creditors of the debtor;

What are the requirements in order to have a New Jersey Debt Adjustment License?

  • Completed an application form
  • Copy of Incorporation/Formation
  • Copy of the registration of an alternate/fictitious name
  • Personal certifications from all officers, directors, substantial stockholders, members, partners, owners.
  • A financial statement demonstrating the net worth
  • A schedule of the types and amounts of insurable risks
  • Schedule of the names and addresses of the contributors if the primary source or operating funds are from outside sources
  • List of salaries or compensation of any kind paid by the licensee to directors, trustees, etc
  • A letter on financial institution letterhead confirming the establishment of a separate trust account for the benefit of debtors
  • A New Jersey Debt Adjustment Bond in the amount of $50,000 for the principal office and $25,000 for each additional office

How to Get Your New Jersey Debt Adjustment Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
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2. Get Your Free Quote
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3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

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Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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