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Many towns and cities require contractors to have a license before they are allowed to work within the city or town boundaries. These usually Municipality Contractor's License Bondscomes up when it is time to pull a permit for a project. Municipality Contractor ‘s License Bonds are usually very easy to obtain with little underwriting necessary. Most of the bonds are $10,000 or less and can be purchased for an annual fee of $125.00. A larger bond will cost more, but they are still priced competitively.

The bond is not insurance. It offers the principal no added protection. The protection offered by the bond is to the city, town, or municipality that is requiring a surety bond. Should the surety suffer a loss on its bond, it will look to the principal (the contractor) to reimburse it for its loss and loss expenses.

How do I know if I need a bond?

If it is the first time you are working in a particular town or city, the first step would be to check the website of the municipality. For instance, the city of Elgin, IL maintains bond requirements for mechanical and sewer contractors. Muncie Indiana requires a license and $5,000 bond for most contractors working within the city limits. The bond is just one of the requirements in most cases, for instance, to be an electrical contractor in Muncie, you must show: .

  • 70% or better test score required.
  • 5 yrs. experience required.
  • $5,000 Bond required.
  • Proof of Liability Insurance in the amount $500,000
  • Electrical Contractor License Application
  • FEE: $150.00 for New License ($100.00 to Renew)

By using our easy to navigate, online application, The bond will probably be the easiest part of the license process.

How to I get Municipality Contractor ‘s License Bonds?

We offer an easy to use, online application that will only take a few minutes to complete. It is free to apply and there is no obligation to purchase the bond. Next step will be to sign some paperwork and make payment. Then your bond will be delivered USPS priority mail. Overnight shipping is available.

Surety1 is an independent insurance agency that only provides surety bonds. Licensed in all 50 states, Surety1 maintains an A+ rating by the Better Business Bureau and represents over a dozen “A” rated surety bond companies. Surety1 also provides performance and payment bonds.


How to Get Your Municipality Contractor ‘s License Bonds

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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