Michigan Vehicle Title Surety Bond

A Michigan Vehicle Uniform Surety Bond (also known as a Michigan Title Bond or Certificate of Title Bond) is a type of surety bond required by the Michigan Department of State when applying for a vehicle title or registration without a clear ownership history. The Michigan Department of State (SOS) ultimately determines the required bond amount, based on twice the fair market value of the vehicle. It’s advisable to verify the exact bond amount with the SOS before purchasing the bond. The cost of the surety bond is usually around 1% or 2% of the bond amount, subject to a minimum premium and fees of $150. Surety1 will shop its many markets to procure the right price at the right terms.

How to get a Michigan Vehicle Uniform Surety Bond

At Surety1.com we make it easy to obtain this surety bond. Our simple, three step process is:

1. Complete the easy to navigate and secure online application. ¹
2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Michigan Vehicle Uniform Surety Bond will be shipped to the bond applicant.
^{1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license.} 

Surety1.com is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, Surety1.com is the premier online provider of surety bonds nationwide since 2003.

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When is a Michigan Certificate of Title Bond Needed?

A Michigan Certificate of Title Bond, also known as a Vehicle Uniform Surety Bond or Michigan Title Bond, is typically required when you cannot provide a standard vehicle title. This means you don’t have clear evidence of owner

ship.

Common scenarios include:

• Lost or stolen title: If you cannot locate your vehicle title, a bond may be necessary.
• Damaged title: A title that is illegible or severely damaged might require a Michigan Vehicle Uniform Surety Bond.
• Never received a title: If you purchased a vehicle but never received a title, a bond is often needed.
• Errors on the title: Significant errors on the title that cannot be corrected might necessitate a bond.
• Out-of-state vehicles: Bringing a vehicle from another state without a clear title history may require a bond.

Essentially, if you cannot provide a clear and valid title for your vehicle, you’ll likely need a Michigan Certificate of Title Bond.

Steps to Replace Your Michigan Vehicle Title

Disclaimer: While we provide general information, it’s always best to verify information with the Michigan Department of State (SOS) for the most accurate and up-to-date procedures.

Before visiting an SOS office, gather the necessary documents:

• Proof of ownership (if available, such as a bill of sale)
• Vehicle identification number (VIN)
• Odometer reading
• Government-issued ID (driver’s license, passport)
• Proof of address (utility bill, bank statement)
• Lienholder information (if applicable)

Steps:

1. Visit a Michigan SOS office: Make an appointment if required.
2. Complete a title application: Obtain the necessary form from the SOS office and fill it out accurately.
3. Provide required documents: Submit the gathered documents to the SOS representative.
4. Pay applicable fees: The SOS will inform you of the required fees for a replacement title.
5. Receive your new title: Allow processing time for the new title to be issued.
6. Provide a Michigan Vehicle Uniform Surety Bond if required.

Additional Tips:

• Consider a replacement title if your current title is damaged, lost, or stolen.
• If you have a lienholder, you may need their permission or a lien release.
• You might encounter additional requirements depending on your specific situation.

For the most accurate and up-to-date information, visit the Michigan Department of State website or contact your local SOS office directly.