Michigan Vehicle Title Surety Bond

The Michigan Vehicle Uniform Surety Bond is required by the Michigan Department of State. The bond protects the State and any prior or subsequent purchaser of the vehicle against loss or damage by issuance of a Michigan certificate of title to the bondholder.

The bond is required as a condition of issuing a Michigan title or Registration pursuant to section 217(1) (d) of the Michigan Vehicle Code, 1949 PA 300.

What is the purpose of the bond?

A car’s title acts as your legal proof of ownership, and finalizes the transaction between buyer and seller. When there is no clearly established record of ownership, the State will allow a Vehicle Uniform Surety bond to be used to secure the Certificate of Title. There is a three year term to the bond.

The bond can be used to help secure a title for a Vehicle, Watercraft, or Snowmobile. You will definitely need it when you sell or transfer your vehicle. This process is required by the state; if you fail to get a title, there may be harsh penalties and fines.

What is the bond amount?

Surety companies do not determine the bond amount. Michigan’s Department of State requires the bond amount to equal twice the value of the vehicle.

Ho do I get a Michigan Vehicle Uniform Surety Bond?

First, start the process by completing our easy to navigate, free online application form. Then, after your application has been submitted, one of our surety agents will contact you with a no-obligation quote on the bond premium. After that, once you are ready to move forward, you just need to pay the premium and sign the agreement. Lastly, your bond will be mailed to you by USPS Priority Mail. Overnight delivery is also available for an additional fee.

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