Lost Stock Certificate Bond & Lost Instrument Bond – Get Your Free Quote

If you’ve lost your stock certificate, don’t panic—you still own the shares and can obtain a replacement stock certificate. Most modern stock certificates are issued in registered form (not bearer form), meaninglost stock certificate bond ownership is recorded, making it easier to replace lost certificates with a lost stock certificate bond (a type of surety bond).

What Is a Lost Stock Certificate Surety Bond?

A lost stock certificate bond (also called a lost instrument bond or open penalty lost stock bond) is a legally binding agreement between three parties:

  • Principal – The bond applicant (you, the stock owner).
  • Obligee – The transfer agent or issuing company requiring the bond.
  • Surety – The company guaranteeing financial protection.

This bond ensures that if a lost stock certificate is fraudulently redeemed, the transfer agent is financially protected. Unlike insurance, a surety bond safeguards the obligee, not the principal.


See our “What is a Surety Bond” Video.

How to Get a Lost Stock Certificate Bond – Fast & Easy

At Surety1, we simplify the bonding process:

  1. Complete Our Secure Online Application – Upload (or fax) the transfer agent’s letter requesting the bond.
  2. Receive Your Free, No-Obligation Quote – Our experts review your details.
  3. Sign & Pay – We accept all major credit cards and ACH payments.
  4. Receive Your Bond – We ship it for your signature, then you submit it to the transfer agent.

Need help? Call (877) 654-2327 (Mon-Fri, 8 AM – 4:30 PM PST) or email info@surety1.com.


Why  an Open Penalty Lost Stock Bond?

Most lost stock bonds are open penalty, meaning:
The bond amount adjusts if the stock value increases.
 You pay only one premium (no renewals).
Protects the transfer agent from stock price fluctuations.

How to Find Your Stock Transfer Agent

To replace a lost stock certificate, you’ll need to contact the stock transfer agent, which can be found via:

  • Company Website (Investor Relations page)
  • SEC Filings (Form 10-K)
  • Ask your Broker or Financial Advisor
  • EDGAR Database (for public companies)

Steps to Replace a Lost Stock Certificate

  1. Notify the Transfer Agent – They’ll place a “stop transfer” on the certificate.
  2. File a Lost Instrument Bond – Required by the transfer agent.
  3. Submit the Bond – Once approved, the transfer agent issues a replacement.

Why Surety1?

  • A+ Rated by the BBB
  • Fast, Affordable Bonds (Save vs. transfer agent bond fees)
  • Nationwide Coverage

“We tried 5 other bond companies before Surety1 helped us replace a stock lost 33 years ago. Without you, we wouldn’t have succeeded!” – W.H.

Surety1.com is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, Surety1.com is the premier online provider of surety bonds nationwide since 2003.

About Surety1.com
Contact Surety1


Get Your Free Bond Quote Today!

📞 Call (877) 654-2327
📧 Email info@surety1.com
🌐 Apply Online at Surety1.com

No obligation. Fast approval. Competitive rates. Replace your lost stock certificate with confidence!

How to Get Your Lost Stock Certificate Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.