Click Here to Apply for Your Bond

Kentucky Mortgage Loan Company BondThe Kentucky Mortgage Loan Company Bond is required by the Commonwealth of Kentucky Department of Financial Institutions.  According to the laws of the state, (specifically KRS Chapter 286.8), a “mortgage loan company” is any person who directly or indirectly:

  • Makes, purchases, or sells mortgage loans, or holds oneself out as being able to do so, or
  • Services mortgage loans or holds oneself out as being able to do so.

In order to conduct business as a mortgage loan company in Kentucky, all applicants must file a surety bond with the Commissioner of the Department of Financial Institutions.

Click here to access our fast and easy Mortgage Industry Bond Application! 

The required bond amount is $250,000.

The Kentucky Mortgage Loan Company Bond ensures that the Principal will fully comply with all provisions of KRS Chapter 286.8. The bond also guarantees compensation for any person injured by wrongdoing of the Principal. The bond is continuous in nature; therefore, it remains in full force and effect until the bond is cancelled. The Surety may cancel the bond at any time by providing written notice to the Commissioner of the Department of Financial Institutions 30 days prior to the effective cancellation date.

Complete our online Mortgage Industry Bond Application and get a free quote on your Kentucky Mortgage Loan Company Bond!

License Requirements and Fees:

  • Surety Bond
  • Other Trade Names
  • Resident / Registered Agent
  • Qualifying Individual
  • Credit Report
  • Disclosure Questions
  • Financial Statements
  • Certificate of Authority / Good Standing Certificate
  • Formation Document
  • Organizational Chart / Description
  • Personal Financial Statement

All fees are required by the obligee, not the Surety Company.

How to apply for your Kentucky Mortgage Loan Company Bond

At, we make it easy to apply for this, and all surety bonds. Simply complete our user friendly, online application, and usually within 1 business day one of our professional surety agents will contact you with a firm quote. Next ou will sign some paperwork, make payment and the bond will be shipped to you via traceable mail. Overnight shipping is also available.

Surety1 is a service of AssuredPartners, one of the largest and fastest growing insurance brokerages in the nation. Since 2003, is the premier online provider of surety bonds nationwide.



How to Get Your Kentucky Mortgage Loan Company Surety Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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