The Iowa Debt Management Bond is required by the State of Iowa Superintendent of Banking. The bond amount is $25,000.

Debt management is defined as

  •  Arranging or negotiating the amount or terms of a debt owed by a debtor to a creditor
  •  Receiving from a debtor money or evidence thereof for the purpose of distributing the same to one or more creditors of the debtor in payment or partial payment of the debtor’s obligations
  • Serving as an intermediary between a debtor and one or more creditors of the debtor for the purpose of obtaining concessions from the creditors
  •  Engaging in debt settlement, which means seeking to settle the amount of a debtor’s debts with creditors for less than the amounts owed on the debts

All who wish to be in this profession must be licensed.

How do I get a Debt Management License?

An application, done through the Nationwide Multistate Licensing System (NMLS) website,must be submitted to the superintendent. Authorize a fingerprint background check through the NMLS. Pay $100 for the application fee and $250 for the license fee. File with the superintendent a $25,000 surety bond.

Why should I choose Surety1 for my Iowa Debt Management bond?

Iowa Debt Management Surety Bond

Here at Surety1, we offer the lowest rates possible through our partnership with several A rated surety markets. Start by completing our free online application form. You will hear back from one of our surety experts with a no-obligation quote on the premium. If you wish to proceed, you will make payment, sign any necessary paperwork and the bond will be mailed out via USPS Priority mail. Overnight shipping is available at an additional fee.

Surety Solutions Insurance Service, Inc. (Surety1) has been in the business since 2003 and we pride ourselves on our quality service, as evidenced by our A+ rating from the Better Business Bureau.







How to Get Your Iowa Debt Management Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

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1. Apply Online
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