The Florida Department of Financial Services requires the Florida Title Agency Surety Bond, for any entity wishing to obtain a Florida Title Agent License.

What are the requirements in order to establish a Title Agency in Florida?

Section 626.841 of the Florida Statutes defines a “TITLE INSURANCE AGENCY” as an “insurance agency under which title insurance agents and other employees determine insurability in accordance with underwriting rules and standards prescribed by the title insurer represented by the agency, and issue and countersign commitments, endorsements, or policies of title insurance, on behalf of the appointing title insurer. The term does not include a title insurer.”

Florida Title Agency Surety BondIn order to obtain a Title Insurance Agency License, whether resident or non-resident, the following requirements must be satisfied:

  • Provide the name, social security number, and address of a licensed resident title agent or an attorney in good standings with the Florida Bar
    • This licensed title agent or attorney will be in full time charge of the agency office
  • Submit a license application
  • Submit a request for fingerprinting of the majority owner, partner, officer and director of the agency
  • Remit any application fees
  • Maintain a $50,000 Fidelity Bond
  • Maintain a $35,000 Florida Title Agency Surety Bond
    • Note: The cost to obtain this bond will only be a small percentage of this bond amount!
  • Maintain Errors & Omission Insurance in the amount of at least $250,000 per claim with a deductible of no more than $10,000

More information about the FL Title Agency License requirements and processes, as well as a copy of this Surety Bond, can be found of the Florida Division of Insurance website.

What is the purpose of a Florida Title Agency Surety Bond? 

This surety bond must be in place for the benefit of any appointing title insurer damaged by a violation by the title insurance agency of its contract with the appointing title insurer.

Essentially, if a customer of the title agency feels their contract was infringed upon, they can make a claim on the title agent’s Florida Title Agency Surety Bond. If the claim is settled, the surety company (the company who issued the bond) will pay out the claim, however the bond principal (the title agency in this case) must repay the surety company for any losses incurred from the claim.

How do I get a Florida Title Agent Surety Bond?

At we make it easy to obtain this surety bond. Our simple, three step process is:

  1. Complete the easy to navigate and secure online application1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Surety Bond will be shipped to the bond applicant.
1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003.


How to Get Your Florida Title Agency Surety Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

0 Happy Customers
Since 2003