The Florida Department of Financial Services requires the Florida Title Agency Surety Bond, for any entity wishing to obtain a Florida Title Agent License.
What are the requirements in order to establish a Title Agency in Florida?
Section 626.841 of the Florida Statutes defines a “TITLE INSURANCE AGENCY” as an “insurance agency under which title insurance agents and other employees determine insurability in accordance with underwriting rules and standards prescribed by the title insurer represented by the agency, and issue and countersign commitments, endorsements, or policies of title insurance, on behalf of the appointing title insurer. The term does not include a title insurer.”
In order to obtain a Title Insurance Agency License, whether resident or non-resident, the following requirements must be satisfied:
- Provide the name, social security number, and address of a licensed resident title agent or an attorney in good standings with the Florida Bar
- This licensed title agent or attorney will be in full time charge of the agency office
- Submit a license application
- Submit a request for fingerprinting of the majority owner, partner, officer and director of the agency
- Remit any application fees
- Maintain a $50,000 Fidelity Bond
- Maintain a $35,000 Florida Title Agency Surety Bond
- Note: The cost to obtain this bond will only be a small percentage of this bond amount!
- Maintain Errors & Omission Insurance in the amount of at least $250,000 per claim with a deductible of no more than $10,000
More information about the FL Title Agency License requirements and processes, as well as a copy of this Surety Bond, can be found of the Florida Division of Insurance website.
What is the purpose of a Florida Title Agency Surety Bond?
This surety bond must be in place for the benefit of any appointing title insurer damaged by a violation by the title insurance agency of its contract with the appointing title insurer.
Essentially, if a customer of the title agency feels their contract was infringed upon, they can make a claim on the title agent’s Florida Title Agency Surety Bond. If the claim is settled, the surety company (the company who issued the bond) will pay out the claim, however the bond principal (the title agency in this case) must repay the surety company for any losses incurred from the claim.
How do I get a Florida Title Agent Surety Bond?
In order to obtain this bond, simply fill out our free online application! One of our licensed agents will contact you within one business day with a quote for the price to obtain your bond (the “premium”). If you choose to move forward after receiving your quote, we will have you sign any necessary paperwork and remit the premium payment, at which time we will ship your Florida Title Agency Bond to you via USPS Priority Mail (with overnight shipping options also available).
Why choose Surety1?
At Surety1, our agents work with over a dozen “A” rated surety markets to ensure we are finding you the lowest price for your bond. We’ve been issuing surety bonds since 2003 and our quality, reliable service has led us to an A+ rating by the Better Business Bureau! Licensed in all 50 states.
How to Get Your Florida Title Agency Surety Bond
- Complete an online application. It’s free and no-obligation.
- One of our surety experts will contact you with a firm quote and an agreement to sign.
- Provide payment and your signed agreement, and then you will receive your Surety Bond!
If you have any questions, please call us at 877-654-2327.

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.