Click Here for a free, no obligation quote

The Florida Credit Services Organization Bond is required by the State of Florida, Department of Banking and Finance.  The bond is commonly referred to as a credit repair company bond. According to Florida Statute Title XLVI, Chapter 817.7001, a Credit Services Organization is any person who sells, provides, or performs the following services in exchange for payment:

  • Florida Credit Services Organization BondImproving a buyer’s credit record, history, or rating
  • Obtaining an extension of credit for a buyer
  • Providing advice or assistance to a buyer with regard to either of the services above

The bond allows an organization to receive money before full and complete performance of the services. The money obtained must be deposited in a trust account until the full completion of services. Furthermore, the bond protects the buyer from any wrongdoing by the Credit Service Organization.

The required amount for the Surety Bond is $10,000.

The bond has a a statutory limit of $10,000 and may be cancelled by the Surety with thirty days notice to the principal and the State of Florida Department of Banking and Finance.

There is No Credit Repair License Requirement.

However, there are some requirements that credit service organizations must meet in order to operate in the state.

First, credit service organizations must file a $10,000 Florida Credit Service Organization Bond with the Florida Department of Banking and Finance. The surety bond protects consumers from financial losses if the credit service organization fails to perform the services it has agreed to provide.

Second, credit service organizations must provide consumers with a written information statement before entering into a contract. The information statement must disclose the following information:

  • The name and address of the credit service organization
  • The services that the credit service organization will provide
  • The fees that the credit service organization will charge
  • The consumer’s rights under Florida law

Credit service organizations are also prohibited from engaging in certain unfair or deceptive practices, such as:

  • Making false or misleading statements about their services
  • Charging consumers for services that they do not perform
  • Failing to return consumers’ money if they are unable to perform the services they have agreed to provide

If a credit service organization violates any of these requirements, consumers can file a complaint with the Florida Department of Banking and Finance.

In addition to the state requirements, some municipalities in Florida may also have their own requirements for credit service organizations. For example, some municipalities may require credit service organizations to obtain a business permit.

Where can I get a Florida Credit Services Organization Bond?

At we make it easy to obtain this surety bond. Our simple, three step process is:

  1. Complete the easy to navigate and secure online application1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Surety Bond will be shipped to the bond applicant.
1 -The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003.

Visit our State  Guide of Bond Requirements for Credit Services / Credit Repair Businesses


Florida Credit Services Organization Surety Bond

How to Get Your Florida Credit Services Organization Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

0 Happy Customers
Since 2003