Colorado Mortgage Originator Bond

To be a licensed Mortgage Loan Originator in Colorado, one requirement is to provide a Colorado Mortgage Originator Bond. This is a type of surety bond and is required by the Colorado Department of Regulatory Agencies, Colorado Division of Real Estate. The bond amount varies (see below) and the cost of the surety bond is usually between 1% and 3% of the bond amount. Surety1 will shop its many markets to procure the right price at the right terms.

How to Get a Colorado Mortgage Originators Bond

At we make it easy to obtain this surety bond. One application for all States.  Our simple 3 step process is:

  1. Complete the easy to navigate and secure online application1
  2. Review the free, no obligation quote from one of Surety1’s professional surety bond agents, usually within one business day.
  3. Sign some paperwork and pay the bond premium

Once these steps have been completed, the Colorado Mortgage Originator Bond will be shipped tot he principal (licensee) for signature. Once signed, the bond is submitted to the Colorado Department of Regulatory Agencies, Colorado Division of Real Estate.
1 – The name of the applicant on the surety bond application must match exactly the full legal business name of applicant for the license. is a service of AssuredPartners one of the largest and fastest growing insurance agencies in the nation. Representing over a dozen surety bond companies, is the premier online provider of surety bonds nationwide since 2003. We also maintain an A+ rating from the Better Business Bureau.

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License and Bond Information

The license application is completed via the Nationwide Mortgage Licensing System (NMLS) and the required surety bond will be filed electronically with the NMLS. All persons who originate a mortgage, offer to originate a mortgage, act as a mortgage loan originator, or offer to act as a mortgage loan originator must be licensed in the state. The license authorizes the following activities:

  • First & Second Mortgage Brokering
  • Foreclosure Consulting/Foreclosure Rescue
  • Home Equity Lending/Lines of Credit
  • Reverse Mortgage Activities
  • High Cost Home Loans
  • Third Party Mortgage Loan Processing (1099 Employees Only)
  • Third Party Mortgage Loan Underwriting (1099 Employees Only)
  •  Mortgage Loan Modifications

 The Colorado Mortgage Originators Bond ensures financial compensation for valid claims of fraud, forgery, criminal impersonation, or fraudulent representation by the loan originator. The surety bond amount varies: 

Individual Policy – Minimum Bond Amount = $25,000.00
Group: Less than 20 Licensees – Minimum Bond Amount = $100,000.00
Group: 20 or more Licensees – Minimum Bond Amount = $200,000.00

License Fees and Requirements:

  • Colorado Mortgage Originators Bond
  • Online application through NMLS
  • FBI Criminal Background Check
  • Pre-licensing education
  • Credit Check
  • NMLS Processing Fee: $30
  • Colorado License Fee: $80
  • Disclosure Questions

The information provided above is for general informational purposes only and does not constitute legal advice.  Do not rely solely on the information presented here as a substitute for professional legal counsel.

Mortgage Industry Surety Bond Application




How to Get Your Colorado Mortgage Originator Bond

  1. Complete an online application. It’s free and no-obligation.
  2. One of our surety experts will contact you with a firm quote and an agreement to sign.
  3. Provide payment and your signed agreement, and then you will receive your Surety Bond!

If you have any questions, please call us at 877-654-2327.

How to Get Bonded

1. Apply Online
Using our Free & Secure Application
2. Get Your Free Quote
Applications are No-Obligation
3. Get Your Bond
Most Bonds are Approved in 1-2 Business Days

Surety Bond Experts

Surety1 was founded in 2003 and helps thousands of clients find the best prices on their surety bonds. We take pride in our work so that we can give you great service. Learn more about Surety1.

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