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Texas Collection Agency Bond

Bond Requirements and Online Application

Collection agency surety bonds guarantee that debt collectors will abide by all state and federal laws. The surety bond protects the public legally and financially if the collector breaks the law when dealing with the public. If the principle acts against the bond, the state has the legally ability to cancel the bond and revoke the business license.

Typically, the bond amount is determined by factors such as the number of agency employees, how much revenue is expected, and the population the agency will be serving, among others. The bond premium (the cost to you) is only a small fraction of the bond amount. Surety1 works to get you the lowest possible premium for your bond.

Collection Agency Surety Bonds

Surety Bond

  • Required by: Texas Secretary of State Registration Unit
  • Minimum Bond Amount: $10,000
  • Maximum Bond Amount: Varies
  • Valid: Renewable – Continuous

This bond guarantees that the principle will abide by all Texas state laws outlined in the provisions of 392.001 of the Texas Financial Code.

Since this bond is continuous, it is in full force and effect until cancelled. If it is cancelled, the obligee must be notified of the cancellation at least 60 days before the cancellation date.

The applicant should verify the bond amount with the obligee before applying for the bond to ensure the bond amount is correct.


Surety1 is not directly involved with the licensing process, but we’ve compiled this information which may helpful for you.

State licensing fees and requirements:

  • Surety bond
  • License application
  • Supporting documents for application (listed on official page)
  • Application and registration fees

All licensing fees are required by the obligee, not the surety company.

For more licensing information, visit: Texas’ government website.

How to apply for your Texas Collection Agency Bond

At Surety1 we make it simple. Just complete our easy to use, online application and usually within 1 business day one of our surety bond professionals will provide you with a firm quote. Next step, pay for the bond (all major credit cards accepted) and sign some paperwork and bond will be mailed to you. Overnight shipping is available as well.

Surety1 is licensed in all 50 states and the District of Columbia. The company has been writing surety bonds in Texas since 2003 and maintains an A+ rating from the Better Business Bureau. in 2019, Surety1 joined AssuredPartners One of the nation’s fastest growing insurance agencies.


Collection Agency Bond

How to Get Your Texas Collection Agency Bond

1. Complete an online application. It's free and no-obligation. 2. One of our surety experts will contact you with a firm quote and an agreement to sign. 3. Provide payment and your signed agreement, and then you will receive your Texas Collection Agency Bond!   If you have any questions, please call us at 877-654-2327.
1. Apply Online Using our Free & Secure Application 2. Get Your Free Quote Applications are No-Obligation 3. Get Your Bond Most Bonds are Approved in 1-2 Business Days